Understand your pension plan
The Regina Civic Employees' Superannuation and Benefit Plan is a defined benefit pension plan which provides eligible members with a retirement income based on a formula that takes into account the member's earning history and length of service in the plan.
Some of the benefits of belonging to the plan include:
- a lifetime monthly pension based on the average of your highest 3 consecutive years of earnings and years of service
- normal retirement at age 65
- early retirement at age 55 or 35 years of service (any age)
- optional forms of pension
- bridge benefit payable from early retirement to age 65
- guaranteed annual indexation of the monthly pension (one-half of the increase in the Consumer Price Index, with a maximum increase of 4.25% in any one year)
- termination benefits
- death benefits (before and after retirement)
- portability options
- continued accumulation of service while on disability
This online summary highlights sections of the defined benefit plan; for legislative certainty, you should refer to the paper copy of the Regina Civic Employees’ Superannuation and Benefit Plan Bylaw No. 3125 
which is available from the City Clerk’s Office. You can also view the Plan’s latest Annual Report .
The Regina Civic Employees’ Superannuation and Benefit Plan is reviewed by a qualified actuary at least every 3 years and is subject to the requirements of Saskatchewan Pension Benefits Act and The Income Tax Act.
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