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Property Tax

The City of Regina collects property taxes to fund the services you have access to every day, such as Police, Fire & Protective Services, parks, recreation facilities, transit and roadways, and waste diversion. They also help fund the Regina Public Libraries, School Divisions within the City and business improvement districts. 

Did you know Regina has one of the lowest tax rates per capita compared to other municipalities in Western Canada according to the 2016 Residential Property Taxes & Utility Charges Survey. 

For 2019, Property Tax Notices will be mailed out the last week of May with a payment deadline of July 2, 2019.

Paying Your Taxes

Update Your Property Tax Account

Your Property Tax Notice

Property Tax Penalties

Calculating Property Tax

Tax Policies and Mill Rate


Paying Your Taxes

The City of Regina offers a variety of property tax payment options including a monthly payment plan called Tax Installment Payment Plan Service (TIPPS), or paying your taxes in full.

Pay in full by June 30

  1. At your financial institution (online or in person)
  2. At City Hall, 2476 Victoria Avenue
    • In person weekdays between 8 a.m. and 4:45 p.m. at the Service Regina desk on the main floor. Cash, cheque, credit card cheques (provided by your card company), money order, or debit card accepted.
    • Pay by cheque using the 24-hour deposit box, located on the southeast corner of City Hall. For added convenience the city offers a drive-through kiosk from 7:30 a.m. to 4:30 p.m. three business days before the tax payment deadline. Include your payment stub with your cheque.
  3. By mail
    • Mail your cheque to the City of Regina PO Box 5042, Regina, SK, S4P 3M3. The City must receive your cheque before June 30 to avoid penalties. Include your payment stub with your cheque.

Note: You cannot pay your property taxes by credit card.

 

Pay using TIPPS

The TIPPS program allows you to pay your taxes in 12 monthly installments.

You can enroll in the program at any time but make sure to clear your account balance by December 15 of the current year for applications to be accepted for January of the upcoming year. For plans starting after January 1, the first installment is adjusted and referred to as the “catch up” amount to ensure the tax account has no balance owing at the end of the year.

Withdrawals are made on the first business day of each month and payments are automatically updated when the new mill rate is set. TIPPS payments are non-refundable.

 

Applying for TIPPS

  1. Sign up for Tax and Assessment eProperty, register the property you wish to enroll and follow the steps to sign up for TIPPS. To sign up for eProperty, you will need the access code found in the top, left corner of your property tax notice.
  2. Print and complete the TIPPS Application Form, attach a "void" cheque or bank verification form, and:
    • Email to propertytaxpaymentplan@regina.ca
    • Deliver in person at City Hall at the Service Regina desk on the main floor of City Hall. 
    • Mail to City of Regina "TIPPS" PO Box 1790 Regina, SK S4P 3C8

Withdrawing from TIPPS

You can withdraw from TIPPS online through eProperty or by providing the TIPPS Cancellation Form to the Property Taxation & Administration Branch up to three business days prior to the next scheduled payment.


Change your TIPPs banking information

You can change the bank account used for your TIPPS payment online through eProperty or by providing the TIPPS Banking Information Change Form, to the City of Regina. Include a "void" cheque or banking information of the new account.


Moving to a new home

TIPPS participation is not transferable if you sell your home. Make sure you cancel your previous property and enroll your new property on TIPPS.


Update Your Property Tax Account

Update Your Mailing Address

The City of Regina obtains its mailing address for new owners from the address that is registered on the title with Information services Corporation (ISC).

You can update your mailing address information the eProperty or do it through the Notification of Change Form and mail it to the City of Regina, PO Box 1790, Regina, SK, S4P 3C8. Each owner of the property must fill out and sign the form and list all the properties for which you require the mailing address updated.

Update Your School Tax Declaration

The school tax designation is a declaration of faith. This declaration will apply to all properties you own. You can update your school tax declaration online through eProperty or you can complete either the Individual Education Tax Declaration Form or the Organization Education Tax Declaration Form and mail to the City of Regina, PO Box 1790, Regina, SK, S4P 3C8.

If you do not complete a school tax declaration with the City of Regina, the individual is deemed to be a tax payer of the public school system under The Cities Act.


Your Property Tax Notice

The City is the agent for all property tax collection within its boundaries. Your property tax notice is a statement identifying how much your property tax is for the current tax year, including details of the taxing authorities that receive a portion of your tax dollars.

Supplementary Tax Notice

If you make changes to your home that affect the assessment, you may also receive a Supplementary Tax Notice in addition to your Tax Bill. This notice represents a change in your taxes for a portion of the year.  


Property Tax Penalties

Late payment penalty of 1.25% per month is applied to accounts with outstanding balances after the tax deadline. Penalties do not apply if you participate in the TIPPS program.

If your property taxes are unpaid after December 31, your property will be declared in arrears and the penalty will increase to 1.5% per month. Your property's address and outstanding amount will be included in a Leader Post advertisement of tax accounts in arrears in accordance with the Tax Enforcement Act. 

If your tax account is still in arrears by April, the City of Regina will register a tax lien on your property. The Tax Enforcement Act gives the City the authority to pursue taking title of your property. The City has the right to pursue collection options under The Cities Act.


Calculating Property Tax

The taxation year (City’s fiscal year) is the same as the calendar year - January 1 to December 31.

The property tax calculation is shown in the following formula:

Taxable Assessment

Taxing Authorities

Municipal Levy Taxable Assessment × Municipal Mill Rate × Mill Rate Factor ÷ 1000
Library Levy = Taxable Assessment × Library Mill Rate × Mill Rate Factor ÷ 1000
School Levy = Taxable Assessment × School Mill Rate ÷ 1000

Net Levy

Net Levy = Municipal Levy + Library Levy + School Levy

Your property tax bill can also include the following:

  • Laneway charges
  • Local improvement levies
  • Outstanding account balances
  • Business Improvement District Tax
  • Costs incurred by the City to do bylaw work related to untidy/unsightly land, noxious weeds,
  • Junked vehicles, or fire damage
  • Phase-in adjustments (commercial and industrial class properties only)

 

Provincial Percentages

The provincial percentage is a factor set by the Province of Saskatchewan to adjust the assessment used as the basis for calculating property tax.

 

Property classes and provincial percentages

Below is a chart listing the property classes and provincial percentages applicable for 2018.

Residential

80%

Multi-unit residential

80%

Commercial and industrial

100%

Agricultural

55%

Railway and pipeline

100%

Resource

100%



Tax Policies and Mill Rates

After the Province (education), Library Board and City determine their annual budgets, the City uses the mill rates (also known as tax rates) and council-approved tax policies to calculate your property tax. Tax policies are set by Council and can impact the amount of property taxes paid.  For example: during a reassessment, City Council reviews its current tax policies and any other tax policy options available.

The Province sets the tax policy for education property tax, including Province-wide mill rates to calculate the education tax for all properties.

Mill Rate
The tax per dollar of assessed value of property. The rate is expressed in "mills", where one mill is one-tenth of a cent ($0.001). Mill rates are set by each taxing authority to raise the revenue required by their budget.

Mill Rates for 2018:

Property Class Municipal Library School
Residential 7.77159 0.71989 4.12
Condominium 7.77159 0.71989 4.12
Multi-Family 7.77159 0.71989 4.12
Agriculture 7.77159 0.71989 1.43
Commercial/Industrial 7.77159 0.71989 6.27
Golf Courses 7.77159 0.71989 6.27
Railway/Pipelines 7.77159 0.71989 6.27
Resource 7.77159 0.71989 9.68

Mill Rate Factor
A mill rate factor is a tax policy tool used to redistribute the amount of total taxes paid by each property class and subclass. Changes to a mill rate factor will not increase or decrease the total amount of taxes collected annually by the Province (education), Library Board or City.

Mill Rate Factors for 2018:

Residential 0.91152
Residential Condominium    0.91152
Multi-Family 0.91152
Commercial/Industrial 1.21040
Golf Courses 0.78654
Agricultural 1.21040
Railway/Pipelines 1.21040
Resource 1.21040


Business Improvement Districts

The City of Regina collects tax on behalf of Business Improvement Districts (BID). 

There are two BIDs in Regina. The first is called Regina Downtown and includes the area between Osler Street to Albert Street and Saskatchewan Drive to Victoria Avenue. The second is called the Regina Warehouse District and includes the area surrounding Dewdney Avenue from Albert Street to Broad Street.

BID Mill Rates for 2018:

Business Improvement District Areas BID Rates
Downtown 0.58220
Regina Warehouse District 0.48928

*Only applies to commercial properties located in the Business Improvement District Areas

 

Tax Phase-In

This is a tax policy tool used to phase in tax changes resulting from reassessment. Tax phase-in plans can be:

  • up to 4 years
  • different for each property class or subclass
  • different for tax increases and decreases

Phase-in cannot be applied to changes in the tax rate resulting from the annual budget or changes to the property's assessment because of new construction, renovations or demolitions.

Base Tax
Under the provincial legislation, Saskatchewan municipalities can adopt a base tax as one of their tax policies. A base tax can only be applied to municipal taxes; it does not change the calculation for the school and library portion of the tax bill.

Base Tax + [(Taxable Assessment × Municipal Mill Rate × Mill Rate Factor) ÷ 1000]

Implementing a base tax increases the property tax paid on lower-assessed properties and decreases the property tax paid on higher-assessed properties. A base tax does not increase or decrease the total taxes collected by the City.